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Reasons to purchase moving insurance

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Verified Movers Team Blog Moving Industry Standards

It’s moving time folks! You should be packing your stuff, handling your kids and preparing your new home for your arrival. If you think that your move is going to pass without stress, you had better think again! Moving time is stressful. It also requires a lot of focus and multitasking. In case that you are hiring a professional moving company to assist you with the move, you can bet that your move will be easier than a DIY one. Still, it is going to be quite hectic nevertheless. There are many things that can go wrong. From time-management issues all the way to hardware issues. Therefore, you should probably make sure to purchase moving insurance. We will get into details soon. For now, it is important to make sure that you are aware of the process that you are going to dive in.

When you purchase moving insurance you are taking care of yourself

As we have already pointed out, the moving process can be stressful and time-consuming. Sometimes, people just cannot handle it. When that happens, people make mistakes. Luckily for you, if you are hiring moving professionals and have checked moving companies reviews, you will most likely go through this process in an easier fashion than the other mortals. However, one of the reasons why you should purchase moving insurance is to stay calm during the move. Whether you have valuables that you need to move or you have simple items that mean a lot to you, you might find yourself in a nerve-wracking situation.

A pile of medicine will not solve your moving issue. What could solve it is to purchase moving insurance
These are not what you need in order to stay sane while the move is taking place, buy insurance and stay safe

When you start loading your items onto the moving truck, you are probably going to start questioning every possible packing decision that you have made by then. You are going to start worrying about whether you have secured your items enough for them to survive the trip. Plus, do not get us wrong, but moving from Philadelphia all the way to Nevada is not going to be one of the shortest trips for your items. Therefore, be smart about your stuff and your mind. Purchase moving insurance in order to get through the moving process free of any fear that you might lose valuable items due to mishandling.

Purchase moving insurance just in case something might come up

Okay, so far we have been talking about buying insurance for your own’s sake. Now feels like the right time to talk about getting insurance for the sake of your stuff.

A red thank you note
You will be thankful for buying insurance in case anything goes wrong while moving

As we have seen you may be moving from coast to coast. On the other hand, you might be moving just a few blocks from your current flat. Whatever the destination is, we can never know who is going to be driving on the same stretch of road as us. Therefore, in order to prevent any monetary loss in case you happen to be hit by someone, you should definitely look into the possibility of buying insurance. If you do it, you will be protected from any asset loss.

Just imagine having to place all of your items onto a large moving truck. no matter how well you pack them and stack them, they are going to move. So, what do you think happens to your items along the way? Some of them might get damaged or destroyed. Not to mention if the truck gets caught in a traffic accident. That is when you will feel good for having insurance.

Why people sometimes do not purchase moving insurance

A lot of people do not purchase moving insurance. That is a fact. For some, the price of the insurance might seem a bit steep. We get that. You do not want to throw your money away. However, what happens in the case that you lose something that has a lot more value than the insurance policy? Will the insurance price seem as steep then as well? As the saying goes, better to be safe than sorry.

Now, in order to pay a reasonable amount of money and purchase moving insurance, you could do the following:

  • Hire a Nevada cross country moving company that has insurance already. This is a great option. Moving insurance usually goes in a bundle with the professional movers. Therefore, if you are getting professional help for your move, you might not need to purchase moving insurance.
  • Contact various insurance companies and buy the best one for you. You should start by contacting at least three companies but preferably many more. Once you have made a cut and come down to a few that you would prefer, you should check them online. Better Business Bureau can help you with that. Make sure to buy a comprehensive insurance policy. Usually, the cheapest one is not going to be the most affordable one, according to what it is going to cover. Be smart when you decide to purchase moving insurance.

Beware of Valuation coverage

Life insurance questionnaire
Having life insurance will not solve your moving issue. Therefore, purchase moving insurance and stay covered in this life as well

Valuation coverage represents the amount of liability coverage that your policy covers. Depending on the level of valuation, your policy might come cheaper or more expensive. Our advice to you is to think rationally about what could go wrong. Only after thinking about it and understanding the stakes, will you be ready to make the right decision.

Read the small print

Once again, we need to talk about the small print. As if we have not done that enough so far. Before you sign any kind of contract with your moving company, make sure to understand the policy that you are about to purchase. You should pay close attention to Terms & Conditions under which the policy applies. This means that you should read the small print! If you skip it, your items might get damaged or destroyed and your insurance company might not have to reimburse you for them. Therefore, do not allow yourself to be tricked. Purchase moving insurance only after you are aware of what is being offered to you.

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