Any type of relocation can be challenging. Whether you are relocating your home or your office there are a lot of things that you will have to take care of. Especially when it comes to your valuables. In order to have your belonging safely delivered to your final destination use Verified Movers to find the right moving company. Still, you should be prepared for any type of unexpected event. And to do that consider getting coverage. Especially if you are relocating valuable items such as your car. There is no doubt that getting insurance to protect your car during the relocation from one location to another is a smart choice. But, there are different kinds of auto transport insurance and various things to be aware of. For that reason, we have created a list of all the things that you should know about it.
Why is auto insurance important?
Regardless of the distance of your auto-shipment, you should consider getting insurance. The most important benefit that you will gain is the piece of your mind. You will not have to worry since any damages that might occur will be covered by your insurance company. Whatever happens to your car during loading, transportation or unloading will be the responsibility of your shipment company. From scratches to any other types of damage you will not have to worry about any financial losses.
Still, you should follow some car shipping preparation guidelines. Make sure to clean your car and remove all the valuables that you might have inside of it. This is important since the shipping company will not be held responsible for the loss of your items. Also, before loading your car your company will take pictures of it to make sure that there are no preexisting damages. They will do the same once they unload your car to cover themselves. This is done in order to avoid people taking advantage of the insurance and filing claims for the damages that already existed on the car.
Types of auto transport insurance
Before you even settle for the right shipping company you should know the types of auto transport insurances that exist. Whether you are relocating to another state or locally be aware that there are three types of car shipping insurance. And if you are moving cross country know how to prepare your vehicle for an interstate move. All this information will make your whole process easier and help you choose the right coverage.
Customer insurance
This is a type of insurance that you should have whether you are shipping your car or not. It is the basic insurance that will cover any damages that might happen to your car while you are driving it. In order to ship your vehicle, your company will not require you to have customer insurance. But it can be a good addition to the one that your shipping company offers.
Carrier insurance
This type of insurance is extremely important during your vehicle transportation. You should make sure that your carrier offers one. In case they don’t- you should not entrust them with your car. This means that it will not be covered in case of any unpredictable event. Carrier insurance is a type of coverage that your company should offer to you as this way you will know that your car has been protected. With carrier insurance, your company will reimburse for any type of damages that might happen during the transport of your car.
Broker insurance
Brokers are people that will content you with your shipping carrier but they are not the actual owners of the company. They do not have their own insurance but they sell supplemental policies from the third-part insurance companies. Be aware that brokers will always offer you insurance but they are not required to provide one. For that reason, make sure to talk directly with your shipping company and gather information about their insurance policies.
Be aware of fraudulent shipping companies
Before you even start your relocation and the process of the shipment of the car you should be aware of a couple of things that you can expect. For example, if you are moving to Texas you should know how to register your out of state car in Texas. Also, you should be aware of the potential fraudulent shipping companies and try to avoid them. There are a couple of ways to recognize fraudulent shipping companies:
- The company is not willing to provide you with all the information that you have requested
- Fraudulent moving companies will make you think that they will transport your vehicle to your destination but they will actually steal it
- The contract is not filled with all the information and the type of coverage that they promised to you
In order to avoid this type of company make sure to do good research and talk with people you trust. Also, once you find your shipping carrier makes sure to ask them to provide you with their licenses and ID number. Lastly, whether you are moving from California to Texas or within your own state do not sign a contract before you carefully go through it. All that you have to do is to be patient and careful during your search you will find the right company with the right auto transport insurance,
How to file a complaint?
If you feel that your company didn’t anticipate all your needs and that they didn’t give you the services that you have been promised you can always file a complaint. In case you are moving locally issue a complaint to your local Better Business Bureau. And if you are transporting your car to another state you can always file a complaint with the U.S. Department of Transportation. As a car is one of the most valuable items that we possess make sure to find the right shipping company. Ensure to get the right auto transport insurance, and file a complaint if you didn’t get the services you have signed for.