Written by: Madeline Blake
Date:

Choosing among the best places to retire in Illinois is an exciting step for those looking to enjoy their golden years. Illinois offers a mix of quiet towns and lively cities, making it suitable for different lifestyles. Retirees can explore options with excellent healthcare, affordable living, and welcoming communities. Whether you prefer small-town charm or city convenience, Illinois has something for everyone. Before deciding, it’s helpful to research the locations and consider your priorities, such as nearby amenities or outdoor activities. For trusted insights, check Verified Movers reviews to learn about moving companies that can help make your relocation easier. Choosing the right spot will ensure your retirement years are both comfortable and fulfilling.

Is Illinois a Good State for Retirement?

Illinois can be a good choice for retirement, depending on what you value in a place to live. The state offers a mix of urban and rural areas, allowing retirees to pick between city amenities and quieter, small-town living. For those who enjoy cultural activities, cities like Chicago and Evanston provide museums, theaters, and plenty of dining options. On the other hand, towns such as Galena or Geneva offer a slower pace and opportunities for outdoor activities like hiking and fishing.

couple reading something
The state of Illinois offers a variety of retirement options, from charming small towns to bustling suburban cities.

One major benefit of Illinois is its affordability. Many areas in the state have a reasonable cost of living, and Illinois does not tax retirement income, which can help stretch your savings. Access to quality healthcare is another highlight. Major cities have top-ranked hospitals, and smaller communities often have reliable local clinics. Weather is something to consider, as Illinois experiences all four seasons. While winters can be cold and snowy, many retirees appreciate the distinct seasons and the variety of activities they bring.

For retirees looking to stay connected with family or travel often, Illinois’ central location and robust transportation options make it convenient. Whether you want cultural experiences or peaceful surroundings, Illinois has something to offer retirees. If you decide to move to this state, long distance moving companies Illinois will do their best to help you!

The Top 6 Places to Retire in Illinois

Here are some of the best places to consider when planning your retirement.

Naperville

Naperville is often considered one of the best places to retire in Illinois due to its safety, amenities, and quality of life. Located 28 miles west of Chicago, Naperville is a suburban city with a population of over 149,000 residents. It is known for its community-focused environment, making it appealing to retirees seeking a balanced and active lifestyle.

The city features more than 130 parks, including the Riverwalk, a scenic outdoor space perfect for walking and relaxation. Recreational centers and cultural venues, such as the Naperville Municipal Band and North Central College Fine Arts Center, provide year-round activities. Retirees who enjoy learning or staying social can take advantage of the city’s well-stocked libraries and lively theater scene. This city also has excellent healthcare services, with several hospitals and clinics located nearby, including Edward Hospital, a nationally recognized healthcare provider. For those considering senior-specific housing, Naperville offers a variety of senior living communities that cater to independent or assisted living preferences.

However, it’s important to note that Naperville has a cost of living 35% higher than the national average. The average home value in the city is $565,143, reflecting the higher quality of services and amenities available. Despite the costs, Naperville remains a top choice for retirees seeking safety, convenience, and a lively community. Long distance moving companies Naperville are at your service if you choose to move here.

Woman in White Long Sleeve Hugging Man
Many cities in Illinois provide affordable living and access to quality healthcare for retirees.

Springfield

Springfield, the state capital of Illinois, offers retirees a unique mix of history, affordability, and convenience. Located in central Illinois, the city has a population of approximately 113,000 residents and provides a mix of cultural attractions and practical living options. For retirees interested in history, Springfield is home to iconic landmarks such as the Abraham Lincoln Presidential Library and Museum, Lincoln’s Tomb, and the Old State Capitol, making it a haven for those who enjoy learning about the past.

One of the city’s biggest advantages is its affordability. Springfield’s cost of living is 9% lower than the national average, allowing retirees to stretch their savings. The average home value in Springfield is $150,903, making it a budget-friendly option compared to other cities in Illinois. Housing options range from comfortable apartments to spacious single-family homes, catering to diverse preferences.

In addition to its affordability, Springfield offers a variety of amenities that enhance daily life. The city features local farmers’ markets, diverse dining options, and a selection of community events throughout the year. With reliable healthcare facilities like Springfield Memorial Hospital, retirees can access quality medical care when needed. Combining affordability, historical charm, and modern conveniences, Springfield is one of the best places to retire in Illinois. If moving here is what you are considering, long distance moving companies Springfield are waiting for your call!

Lovely Couple Smiling While Looking at Each Other
Retirees in Illinois benefit from the state’s tax-friendly policies on retirement income.

Evanston

Evanston, located just 12 miles north of downtown Chicago, is a popular choice for retirees seeking a balance of cultural attractions and a relaxed pace. With a population of around 78,000, the city offers a rich variety of activities and amenities that appeal to those looking for an engaging retirement. Known for its strong arts scene, Evanston is home to several theaters, including the North Shore Center for the Performing Arts and the Fleetwood-Jourdain Theatre. The city also offers numerous art galleries, museums, and well-stocked libraries, making it a haven for culture enthusiasts.

Evanston’s proximity to Lake Michigan provides opportunities for scenic walks, fishing, and boating, perfect for retirees who enjoy outdoor activities. While the cost of living in Evanston is 33% higher than the national average and the average home value is $429,018, the city’s amenities, services, and quality of life often make up for the expenses.

If you are thinking about healthcare options, nearby hospitals and clinics ensure that medical needs are easily met. Additionally, Evanston’s efficient public transportation system connects residents to Chicago and surrounding areas, providing easy access to entertainment, dining, and family visits. Combining culture, accessibility, and scenic beauty, Evanston remains an attractive destination for retirees. If you are one of them, long distance moving companies Evanston will help you move here with ease!

Rockford

Rockford is located in northern Illinois along the banks of the Rock River. It is a top choice for retirees seeking affordability and amenities and one of the best places to retire in Illinois. With a population of about 147,000 residents, it is one of Illinois’ larger cities, offering a mix of urban conveniences and natural beauty. The cost of living in Rockford is 12% lower than the national average, making it an appealing option for those on a fixed income. The average home value is $155,990, providing affordable housing options for retirees.

The city is known for its expansive parks, such as Anderson Japanese Gardens and Sinnissippi Park, which offer serene spaces for walking, picnicking, and relaxing. Cultural attractions, including the Rockford Art Museum and the Coronado Performing Arts Center, cater to retirees interested in the arts. Also, Rockford hosts numerous public events and festivals throughout the year, ensuring retirees have plenty of opportunities for social engagement.

Healthcare is another strong point for Rockford. The city is home to several highly-rated healthcare providers, including OSF Saint Anthony Medical Center and Mercyhealth Hospital. For retirees seeking a balance of nature, culture, and affordability, Rockford delivers a well-rounded lifestyle that makes it one of the best places to retire in Illinois. Long distance moving companies Rockford should be your choice if you decide to relocate here!

An Elderly Man and Woman Carrying Yoga Mats while Walking
Retirees in Illinois can enjoy scenic parks, cultural attractions, and year-round events.

Decatur

Decatur is situated in central Illinois. It is another affordable option for retirees. With a population of about 70,000, the city offers a welcoming community and a cost of living 21% lower than the national average. The average home value is $93,186, making it one of the most budget-friendly places in the state.

The city has several parks, such as Fairview Park and Scovill Zoo, as well as Lake Decatur, which is ideal for boating and fishing. Cultural attractions, including the Decatur Area Arts Council and the Kirkland Fine Arts Center, provide entertainment and enrichment. Healthcare is accessible, with facilities like Decatur Memorial Hospital ensuring retirees receive quality care. Decatur’s affordability and community-focused atmosphere make it a top contender for retirement in Illinois. Long distance moving companies Decatur are ready to help seniors in case they choose to move to this amazing city!

Aurora

Aurora, located about 40 miles west of Chicago, is the second-largest city in Illinois with a population of over 180,000. This city offers retirees a mix of affordability, amenities, and cultural activities. The cost of living in Aurora is lower than many Chicago suburbs, and the average home value is around $291,389, making it a reasonable option for retirees.

The city features an array of parks, trails, and recreational spaces, including the Fox River Trail and Phillips Park. Retirees who enjoy arts and entertainment can visit the Paramount Theatre or explore the Aurora Regional Fire Museum. Aurora also provides access to quality healthcare facilities, such as Rush Copley Medical Center. Its proximity to Chicago offers additional dining, shopping, and cultural opportunities. If you are considering moving here, make sure to hire long distance moving companies Aurora to do the heavy lifting!

man and woman hugging
The state’s central location allows for convenient travel and family visits.

Preparing Emotionally for a Senior Move

Moving can be an emotional process, especially for seniors leaving a long-time home filled with memories. It’s important to acknowledge these emotions and give yourself or your loved one time to adjust. Consider taking small steps, such as revisiting favorite spaces in the home or creating a photo album of cherished moments. Open communication with family members can also help alleviate feelings of sadness or anxiety. Focusing on the opportunities ahead, like meeting new neighbors or customizing the new space, can make the transition feel more positive.

Senior Moving Tips

Moving can be challenging, especially for seniors. With proper planning, the process becomes much easier and less stressful. Here are some tips to help make the move more manageable:

  • Start Early: Begin organizing and packing well in advance. This reduces stress and allows time to handle unexpected issues.
  • Declutter: Go through belongings and decide what to keep, donate, or discard. Downsizing makes moving easier and creates more space in the new home.
  • Create a Checklist: Write down tasks like notifying utility companies, changing addresses, and scheduling movers to stay organized.
  • Hire Professional Movers: Consider companies experienced in senior moves. They offer specialized services tailored to older adults.
  • Pack Essentials Separately: Keep medications, important documents, and daily-use items in a separate bag for easy access on moving day.
  • Label Boxes Clearly: Mark boxes with their contents and the room they belong to. This simplifies unpacking at the new place.
  • Ask for Help: Involve family or friends for emotional and physical support during the process.
  • Arrange for Transportation: Plan how you or your loved one will travel to the new home. If necessary, arrange for a caregiver or companion.
  • Prepare the New Space: Set up the new home with safety features like grab bars, non-slip mats, and proper lighting.

A successful move involves preparation and support. With these tips, seniors can relocate easily and enjoy their new home comfortably.

Staying Connected After the Move

Moving doesn’t mean losing touch with your community. Seniors can stay connected by informing friends and family of their new address and inviting them to visit. Joining local groups or participating in community events is a great way to meet new people. If mobility is a concern, many organizations offer virtual activities or transportation assistance. Staying socially active helps create a sense of belonging in the new environment!

An Elderly Man Sitting on the Couch Wearing Headphone while Using His Laptop
Don’t forget to stay in touch with your friends and family after moving to one of these places to retire in Illinois!

Enjoy the New Chapter in Illinois!

There are many amazing places to retire in Illinois. Whether you prefer a quiet town or a more active city, the state has something to offer. Each location on this list provides great amenities, affordable living, and a welcoming environment. Planning ahead will help you find the perfect place to enjoy this stage of life!